Senior Credit Underwriter, Retail Credit

• Posted : 3 years ago

Our Organization

* This position can be remote within the US*

DLL is not your average financial services company. In fact, we're above average in almost every way. With an employee engagement score of 85% (compared to the 72% industry average), it sure seems like we're doing something right. And, while most companies survive fewer than 20 years, 2019 marked our 50th.

We collaborate with manufacturers, suppliers and businesses in more than 30 countries to enable the acquisition of equipment, technology and software that companies need to contribute meaningfully to their communities. We believe in partnering with our customers to develop innovative and sustainable financial solutions that deliver meaningful value to the world.

At DLL, we are committed to making sure that all people, regardless of their race, ethnicity, gender, sexual orientation, age, religion, physical characteristics or mental abilities, feel welcomed and encouraged to be their authentic selves. We strive to create an inclusive environment that is reflective of the communities in which we operate. Come see what all the excitement is about.

Your Function:

As a'sr. Credit Underwriter, for Advanced Solutions you will be expected to?perform credit and management activities, monitor credit/risk profiles and scorecard developments.

* Perform credit evaluation and risk analysis for complex transactions across diverse end-user base.
* Collaborate with our Sales Department in reaching mutually acceptable terms and conditions on loan and lease transactions.
* Prepare written loan applications that will be utilized by senior members to make sound credit decisions.
* Effectively and professionally present applications to local and global credit committees
* Communicate effectively with other members of the team, clients, and our vendor partner.
* Work closely with Legal, Compliance and Asset Management to properly structure and document transactions.
* Monitor credit/risk profiles and compliance (including OFAC and KYC screening)
* Ensure compliance with global and local credit and risk management policies.
* Actively participate in meetings with customers and internal members.
* Provide information, support, training and align all parties on credit and risk management policies, processes, and issues to cultivate a sound (credit) risk organization and (credit) risk awareness culture.
* Coordination across Application to Booking process
* Exercise credit authority, providing credit decisions and sign off on other member recommendations within assigned credit authority.
* Escalate risks to credit manager and/or VP of Credit.

Your Profile:

* Bachelor's degree in related field.
* 5-7 years relative work experience
* Expertise with financial analysis, internal/external regulations, and credit risk management
* Excellent analytical skills
* Must be able to effectively communicate, both orally and written, with internal and external customers
* Ability to thrive in a networked organization
* Broad industry knowledge
* Ability to prioritize and work on multiple tasks

We Offer:

* Two working days per year volunteering for a local charity
* Health and Wellness program including healthy food, fresh Coffee Plaza, free health checks, fun health & vitality activities
* Flexible hours with possibility to work from home (within job scope)
* Career development opportunities: online learning, member development programs
* Highly competitive benefits

Additional Information:

DLL is an equal opportunity employer. We are committed to inclusive, barrier-free recruitment and selection processes and work environments. If contacted for an employment opportunity, please advise Human Resources if you require accommodation in accordance with our values and all applicable legislation.

DLL appreciates the time you spend applying to our openings. We advise only those who qualify for an interview will be contacted. Hiring is subject to successful completion of a background verification and integrity check.

Interested?

We advise only those who qualify for an interview will be contacted. Hiring subject to successful completion of a background check. EOE

Please visit our website to apply online.

Skills

• mortgage underwriter
• risk management